Understanding The "SIGN-UP" Process
*(P.A.D. members can begin accepting credit-cards in as little as 2-3 business days)

Step 1:

Speak with an Access Group Processing Representative.

• An Access Group Processing (AGP) representative will first discuss the program and various options, answer your questions and then make recommendations regarding your specific processing needs. To speak with an AGP representative, please call (888) 208-3880.
  

Step 2:

Request an Application.

• An AGP representative will collect information from you in order to fax or forward you an electronic application. To request your application please call (888) 208-3880. 

Step 3:

Complete and fax back application or complete on-line application.

• Fax Version: P.A.D. member completes, signs, and faxes application they received back to AGP. Completed applications should be faxed to (800) 480-6694. 
• On-line Version: P.A.D. member completes and electronically signs application.
  

Step 4:

Approval Process

• Fax Version: AGP reviews faxed applications for missing information and submits the completed application to the processor for approval.

• On-line Version: On-line applications are submitted directly to the processor for approval.
• The processor approves and issues a merchant ID number (usually within 1-2 business days) and provides merchant number to AGP.  AGP will notify the new P.A.D. member via e-mail upon approval.

Step 5:

AGP orders (applicable) Virtual Terminal/eCommerce Gateway, Terminal or Wireless Device for approved P.A.D. member's account.

• Payment Gateway Processing Option: AGP constructs Virtual Terminal/eCommerce Gateway and sends the log-in information and start-up instructions to the approved P.A.D. member via e-mail.  
• Terminal or Wireless Processing Solution: AGP orders the terminal or wireless device and the processor ships the pre-programmed terminal to P.A.D. member. 
• Reprogrammed Terminal Processing Solution Option: The processor constructs a terminal configuration file for the P.A.D. member. AGP sends reprogramming instructions to the P.A.D. member via e-mail. Reprogramming the terminal is a very simple procedure that will take approximately 15 minutes.  
  

Step 6:

P.A.D. member Receives Virtual Terminal/eCommerce, Gateway Log-In, Terminal or Wireless Device.

• Virtual Terminal/eCommerce Gateway Processing Solution: P.A.D. member logs in online using temporary password and username sent via e-mail.  Merhcant is instructed to change the password and can immediately begin accepting credit-card payments and processing electronic checks (optional service). 
• Terminal or Wireless Processing Solution: P.A.D. member connects the preprogrammed terminal to a phone line or turns on the wireless device. The P.A.D. member is immediately able to begin accepting credit-card payments.  
• Reprogrammed Terminal Solution: AGP sends instructions via e-mail to the P.A.D. member for reprogramming the existing terminal. Once the terminal is reprogrammed (approximately 15 minutes), the P.A.D. member can begin accepting credit-card payments via the group discounted P.A.D. member Account program.